If you’re injured on the job and can no longer continue in your position, you may become eligible for Social Security Disability (SSDI) benefits. These payments are intended to help you when you don’t have the ability to keep working as you used to. However, does that mean you have to stop working altogether to continue receiving the benefits? Use the following guide to learn your rights under SSDI law.
Can You Work While Receiving SSDI Benefits?
Just because you’re receiving help from the government due to a physical or mental disability doesn’t mean you’re barred from pursuing additional income. Some recipients of Social Security Disability benefits go on to work part-time or even full-time jobs.
What Is the Trial Work Period?
After your claim is approved and you start receiving monthly benefits, the Social Security Administration (SSA) allows recipients nine months to try working. However, these nine months don’t have to happen all at once—you can spread them out over the next 60 months. During this period, you can earn as much money as you’d like; they won’t lower your benefits because of your supplementary income. According to the SSA, a “month” is a period in which you’ve earned over $880 as an employee, or when you’ve worked 80 hours or more as an independent contractor or business owner. During this period, you’ll have to keep the SSA updated on how much you’re earning each month by sending them your paystubs.
What Happens When the Trial Period Is Over?
After those nine months are over, recipients begin the 36-month Extended Period of Eligibility. During this period, you can continue to receive 100% of your benefits from the government, as long as you’re earning less than a certain amount on your own each month. This year, the maximum is $2,040 for blind recipients and $1,220 for everyone else. If you do go over this limit, your benefits for the month will be taken away, as will your disability status. However, you’ll still have the opportunity to reinstate your benefits down the line if your income changes.
If you’re anxious about receiving benefits and continuing to work, turn to The Gil Law Firm of Dothan, AL, for guidance. They have nearly 20 years of experience helping clients throughout Alabama, Georgia, and Florida, and they’ll work hard to ensure you receive the disability benefits you deserve. They also work with bankruptcy and personal injury cases. To learn more about their practice, visit their website, or call (334) 673-0100 for a consultation.