As any auto insurance agent will attest, poor driving habits result in a higher risk of car accidents and injuries. You should always follow essential driving safety tips to keep yourself and your passengers safe and your rates low. Below are a few of the most effective.

How to Drive Safely

1. Drive Defensively

When behind the wheel, always drive as if other motorists may do something foolish. Keep considerable space between you and the vehicle in front of you. Always maintain a speed that's safe for the current road conditions. Don't switch back and forth between lanes, and engage your turn signal 10 seconds ahead of any turn or lane shift. 

2. Avoid Distractions

Keep your eyes on the road, not on your lunch, your mobile device, or your map. Looking away from the street for even a moment can result in an accident. Instead, pull to the side of the road before answering a call, responding to a text, or digging through your bag of food.

3. Never Drive While Impaired

Never operate a vehicle if alcohol or drugs currently impair you. It is not only a recipe for disaster, but it also will land you in jail. Controlled substances slow your reaction time and diminish both your vision and judgment. Wait at least one hour for each alcoholic beverage you've consumed before getting behind the wheel.

4. Maintain Sufficient Auto Insurance

An auto accident can cause thousands of dollars in repair costs and tens—or even hundreds—of thousands of dollars in liability expenses. Hospital bills for people you've injured can quickly reach six figures if multiple people were involved. Make sure you have enough auto coverage to protect yourself, your car, and your assets.

For affordable auto insurance and expert help choosing the right coverage, contact C.I.S. - Crop Insurance Solutions, LLC in Dumas, TX. They have been helping clients throughout Moore County design home, health, crop, truck, and Mexico insurance policies since 1985. Stop by their website to message them online or call (806) 935-6512 to request a free, no-obligation quote.