In 2018, Nebraska experienced more than 37,000 vehicle accidents. While only .6% of these incidents were deadly, fatalities have increased from previous years. As such, it’s critical for all motorists to learn how they can prevent crashes from happening. By covering related medical and property damage costs, auto insurance can be a critical part of preparing for accidents. However, to reduce the likelihood of collisions, it’s important to know what causes them. To help you and others stay safe on the road, here are five common causes of auto accidents and how you can avoid them.

5 Reasons Why Car Accidents Happen

1. Intoxication

In the United States, 29 people die in alcohol-related car accidents every day. In addition to increasing the risk of injury and death, intoxicated driving can result in DUI charges and increased auto insurance rates. For this reason, motorists are urged never to drive drunk. If you plan on drinking, recruit a designated driver, or opt to rideshare to your destination.

2. Distracted Driving

In 2017, 3,166 people died as a result of distracted driving. There are many distractions motorists can face, such as reading, grooming, or eating behind the wheel. However, cellphone use is a more common source of distraction. That’s why it’s always important to stay focused on the road and to only use hands-free communication devices if you need to talk on your phone.  

3. Bad Weather  

Approximately 21% of auto accidents in the U.S. are weather-related. Snow, rain, and ice are all known to make surfaces slick, causing vehicles to lose control. These conditions may also present visibility issues. If you have to drive in bad weather, take care to ensure your tires are properly inflated and are designed to handle the road conditions. It’s also important to reduce your speed by about ten miles per hour in wet weather and by half when driving on packed snow. If you live in an area that receives a heavy amount of snow, it is smart to get auto insurance in case an accident occurs. 

4. Speeding

More than a quarter of traffic fatalities in 2017 were related to speeding. To keep everyone safe, abide by the posted speed limits. Appropriately reduce your speed if you’re driving in bad weather, a construction zone, or near a school. 

5. Poor Maintenance

While it’s more difficult to quantify, many car accidents are related to issues with the vehicle itself. These problems include faulty brakes, broken lights, poor suspension and steering, and underinflated tires. To ensure your car is able to respond correctly to hazards on the road, invest in routine auto maintenance.

When accidents do happen, Alvarez Insurance Agency is here to help you get the coverage you need. As a community-based agency in Omaha, NE, this provider will connect you to a dependable auto insurance policy that addresses your risks and fits your budget. To learn more about all of their forms of coverage, visit the insurance company online. For a custom auto insurance quote, call (402) 733-1878.