You’ve finally found that dream rental and have applied for it. The next step is a background check from your landlord or property management company, so they know that they’re getting a high-quality tenant who can afford the rent and care for the property. Before you apply for that rental home, it’s crucial to know what they look for when they conduct a background check.

4 Factors Landlords Look for in a Background Check

1. Credit Report

A credit report tells the landlord whether you’re financially sound. They won’t be able to see your credit score but they can see other useful information. This includes your loan amounts, accounts that are due for collection, recent bankruptcies, and whether you have been sued for failure to pay rent.

2. Proof of Income

Landlords tend to look for tenants that make at least two to three times the monthly rent. They will ask you for employment history and proof of income, so they know you have a stable income. Be prepared to hand over your most recent pay stubs or a bank statement that shows revenue.

3. Rental History

They may ask for a list of your addresses for the last number of years and contact information for your previous landlords. This history tells them whether you paid your rent on time or have ever been evicted. If you have experienced either of these, it helps if you can warn them and provide a rational explanation. They may be willing to overlook it if you can help them understand that it won’t happen again.

4. Criminal Record

They will conduct a county or state criminal record check. They are usually concerned with more serious offenses such as theft, robbery, fraud, assault, or other violent crimes. If you have a criminal record, be prepared to explain the details of your crime and show them how you have reformed.

When you’re ready to find a home that you’ll love to live in, start your search with Realty Roundup Inc. They have rental properties available throughout California’s Elk Grove, Stockton and Galt. Their licensed real estate brokers will help you find the home that fits your budget and needs, then make the application process as easy as possible. Start searching online and call (209) 477-1594 to talk with an agent.