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Compared to traditional homes, mobile homes have a higher risk of experiencing damage from wind and floods. That’s why having the proper amount of insurance to cover natural disasters is critical for protecting these types of dwellings. If you live in a mobile home in or around Licking, MO, you can depend on Texas County Mutual Insurance to provide you with reliable mobile home insurance that will deliver should you ever need it.

For over 100 years, the homeowner liability experts at Texas County Mutual Insurance have worked to identify which policies offer the most comprehensive coverage for each type of home. If you’re looking for mobile home insurance, your agent will need to know the type of home that is being covered:

Mobile or Manufactured: These factory-constructed models are not attached to a permanent foundation, are moved to a site and are fixed on a permanent steel chassis.

Modular: Made from pre-fabricated pieces, the home is assembled to a permanent foundation by contractors at a site.

No matter the type of mobile home, the agents at Texas County Mutual Insurance will find you the best policy that will pay for losses due to fire, rain, snow and tornadoes, as well as burglary and vandalism. Mobile home insurance is also critical to cover medical costs for persons injured at your home and additional living expenses as a reimbursement for any temporary housing costs.

If you’re not sure what type of policy you need for your mobile home, call the friendly staff at Texas County Mutual Insurance at (573) 674-3125 for assistance. Visit the web site to get information on other types of polices such as building insurance, farm insurance and machinery insurance. The experts at Texas County Mutual Insurance will provide you with free insurance quotes and discounts to ensure you’re getting the most affordable premiums and deductibles for your budget.

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