For most Americans, home, health, and car insurance are all standard, essential policies that allow families to protect their financial investments. However, there are other types of coverage to account for specific lifestyles, hobbies, vehicles, and natural disasters. To learn more about how you can protect your family and property, consider the list of lesser-known policies below.

3 Lesser-Known Types of Insurance Policies

1. Pet Injury Coverage

While you may have secured pet insurance for your furry friend, pet injury coverage is an entirely separate policy. This lesser-known form of insurance is for people who typically travel with their dogs or cats, whether you’re bringing them to pick up the kids from school or as a companion on a road trip. As an add-on to collision insurance, this policy will help cover your veterinarian costs if your pet is injured in a car or truck accident. There are no deductibles with this policy extension.

2. RV Insurance

This policy is essential for families who have invested in a recreational vehicle. Since you’ll be using your RV to travel, cook, and sleep in, it will endure plenty of wear and tear throughout your adventures. Therefore, it’s wise to have an insurance policy to protect you from expensive breakdowns and other repair needs. RV insurance will also offer collision and liability coverage, so you won’t have to dip into your savings if you get into an accident and damage another vehicle, property, or person. If you have expensive gear inside or on top of your RV, you can add extensions to your policy to cover it.

3. Earthquake Insurance

If you live in an area that is prone to seismic activity, it’s important to know that your homeowners’ insurance policy won’t protect you from this natural disaster. Earthquakes are too unpredictable and powerful for standard policies to cover. Luckily, by adding earthquake insurance to your bundle, families who live along fault lines can rest easy knowing their property repairs will be taken care of.

If you’re on the market for one of these lesser-known but important insurance policies, get in touch with Dunlap Agency of Fairbanks, AK. They’ve been serving area residents since 1986, offering a wide variety of personal and commercial plans. Whether you want to safeguard your pet’s health or your family’s RV, call (907) 456-5202 to get a free quote. Visit their website to learn more about their specific coverage offerings.