Having the opportunity to travel, whether for business or leisure, can be exciting. If you’re traveling internationally, you need to make sure you’ll have access to your bank accounts. Here are some tips to ensure you can safely use your debit card abroad.

How to Use Your Debit Card Internationally

1. Contact Your Bank

Before you travel, contact the bank or financial institution that issues your debit card to inform them about your travel plans. Otherwise, they may assume your card was stolen and may cancel your card without warning. While you’re informing them about your plans, ask them about their policies on international travel. Ask them about any transaction or currency conversion fees you might incur while abroad, as you don’t want these to come as a surprise when using your debit card on your trip.

2. Research ATM Locations

Spend a little time researching before your trip to see where the ATMs are around your destination. Use online ATM locator tools to see if your debit card will be accepted there to ensure that you have access to cash during your travels. 

3. Be Safe About Debit Card Use

When it comes to overseas travel, it’s often a good idea to only use your debit card for cash-machine withdrawals and use cash or a credit card for purchases. However, when you withdraw money from an ATM, make sure you are being vigilant about protecting your PIN code. Avoid using these machines at night. Also, take a moment to inspect the card slot before inserting your debit card. If it’s damaged or loose, a thief may have tampered with the machine or mounted a card-skimming device to steal your information.

Talbot State Bank is a locally owned financial institution that has been offering a range of banking services to residents and businesses in Fayetteville, GA, since 1906. From checking and savings accounts to traveler’s checks and debit cards, they have all your banking needs covered. Their team of experts will provide you with the best options available for your specific needs. Call (770) 692-0900 to speak with a representative about your international travels and banking options or visit them online to learn more about their services.