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It’s important to make safety a top priority when operating any vehicle, but this is especially true for motorcyclists. Riders are much more vulnerable to severe injuries than other motorists due to the vehicle’s size and lack of foundation. Fortunately, by taking extra precautions and securing proper vehicle insurance, you can reduce your risk and fully enjoy the ride. Here are a few tips for staying safe on your motorcycle. 

How to Protect Yourself While Riding 

1. Wear Protective Gear 

The right protective gear is essential for preventing major injuries in the event of an accident. You should wear a Department of Transportation-approved helmet, eyewear, long pants, a jacket, gloves, and boots every time you ride. Wearing bright colors will also make you more visible to other motorists and can help you avoid a collision. 

2. Check the Weather & Your Bike 

Before heading out, it’s a smart idea to make sure the weather will be ideal for riding. Slick roads and high winds can be particularly hazardous for motorcyclists. You also want to check the condition of your bike to ensure there aren’t any problems that could leave you stranded or contribute to an accident. Inspect the tire tread, headlights, turn signals, fluid levels, and brakes.

3. Remain Visible 

vehicle insuranceMotorcycles are smaller than other vehicles and can be difficult to see. It’s easy to get caught in a driver’s blind spot without them realizing you’re nearby. This often leads to accidents and subsequent vehicle insurance claims. It’s vital to remain visible, and you can do so by not riding right next to a car, using your headlights, and navigating turn lanes cautiously. 

4. Avoid Tailgating 

One of the most dangerous riding habits is following too closely behind the car in front of you. If you don’t leave a healthy distance between you, there won’t be enough time to react should the other motorist suddenly slow down or come to a stop. It’s recommended that you maintain a following distance of at least three seconds, and longer at night or in poor weather conditions. 

5. Buy Adequate Insurance 

In Ohio, motorcyclists are required to carry liability coverage that equals a minimum of $25,000 in bodily injury per person, $50,000 in bodily injury per accident, and $25,000 for property damage. Aside from meeting these requirements, it’s important your vehicle insurance provides adequate protection for your own bike and medical expenses.

 

Whether you’re looking to purchase coverage for the first time or upgrade your current policy, Robert Taylor Insurance can help ensure you’re sufficiently protected. They offer a variety of vehicle insurance options and will assist you in creating a customized plan suitable to your specific needs. Since 1989, they have provided the residents of Lorain, OH with valuable advice and quality products at affordable prices. Call (440) 277-5191 to request a quote, or visit their website to learn more about the different insurance solutions available.

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