Ride-share services are an increasingly popular mode of transportation, used by tens of thousands of people across the country every day. The proliferation of Uber^® and Lyft^® drivers also increases the likelihood that you may be involved in an accident caused by one of these service providers, which could complicate the process of collecting compensation for your losses. Understanding how these services operate will help your auto accident attorney ensure the liable parties are held responsible.

What Is a Ride-Share Service?

Ride-shares function as a replacement for traditional taxis, with drivers using their own vehicles instead of leased cars. Uber, Lyft, and other ride-share services classify their drivers as independent contractors who set their own schedules and use their own equipment but have to perform to certain set of standards. The companies themselves claim that they are technology companies that supply apps to connect drivers and passengers—and not transportation providers.

Who Provides Insurance for Ride-Share Accidents?

Although they don’t technically employ the drivers, Uber, Lyft, and other ride-share services do offer liability coverage to cover other motorists injured in accidents. The amount of insurance available depends on what the driver was doing at the time of the collision. If they had the app open and are waiting for a request, For example, Uber provides up to $100,000 in coverage per accident. However, if they’re on the way to pick up a rider or have a passenger in the car, the liability limits rise to $1 million.

What Should You Do if You’re Hit by a Ride-Share Driver?

Determining whether the driver or ride-share company is responsible for your damages often requires the expertise of an experienced auto accident attorney. Taking photos of the damage to both vehicles and your own injuries, asking for the names and contact information of everyone in the other vehicle, and obtaining a copy of the police report will help your lawyer identify the responsible parties. If you are contacted by a ride-share service’s insurer, asking them to contact your auto accident attorney for a statement will help protect your rights.

If you’ve been injured in a collision through no fault of your own, let the legal team at Egan & Richgels, S.C. in La Crosse, WI, fight for your rights and the compensation you deserve. With over 40 years of experience, they’ve built a reputation throughout western Wisconsin and southeastern Minnesota as good lawyers who help people. Visit their website to learn how they can help after an accident. Call (608) 784-0087 to speak with an experienced, caring auto accident attorney today.