No matter how much driving experience you have, there are still other cars on the road, and preventing unfortunate accidents often starts with defensive driving. Even the most comprehensive auto insurance can only do so much in protecting you against loss. Here are some important driving habits to keep you conscientious and safe behind the wheel.

How to Avoid Accidents When Driving

1. Follow Basic Road Rules

The idea of defensive driving begins with the concept that road rules are implemented to keep everyone safe. When you’re on the road, adhere to traffic laws like speed limits, proper merging, and changing lanes. If an accident happens, you’re less likely to be at fault with your auto insurance if you were following the regulations.

2. Stop, Look, & Listen

Always practice caution when driving, even with light traffic on the road. Check your blind spots frequently before reversing or moving forward. When pulling into traffic, do so carefully to avoid speeding vehicles. Look both ways before passing intersections, and slow down on blind curves, sharp turns, and busy roads. Follow the three-second rule in leaving enough distance between vehicles to avoid collisions, but make it longer during bad weather.

3. Yield to Hostile Drivers

You’ll sometimes come across drivers that tailgate, swerve, or are excessively aggressive on the road. Instead of giving into their taunting or pressuring, ignoring them is your wisest course of action. Let them overtake your vehicle, or slow down and allow them to pass. The quicker you’re far from them, the safer you’ll be—and their negative mindset won’t affect your good mood or your auto insurance rates.

4. Be Mindful of Others

Remember that you share the road with other motorists and pedestrians. Give way when necessary, and treat them with the kind of respect you want to receive as well. Stop whenever pedestrians are trying to cross, and refrain from passing other vehicles that have allowed others to cross.   

5. Stay Focused

Always remain vigilant when driving, which means putting away distractions—even hands-free mobile phones. When necessary, keep conversations at a low volume, and place the GPS in an unobtrusive spot. Always keep both hands on the wheel so you can easily maneuver as needed. Refrain from multitasking when driving—dividing your attention can put you at risk.

These driving tips will help you avoid accidents, but a good insurance agent will be there for you if the unfortunate occurs. Make sure you’re protected while on the road with auto insurance from Lafever Insurance Agency in Cookeville, TN. Backed with over 30 years of experience, they offer affordable insurance to motorists throughout Putnam County. Call (931) 526-3377 to discuss your needs and request an auto insurance quote today.