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A damaged roof is inconvenient, and filing an insurance claim about it can be stressful. To ease the challenges involved, work with a trusted roofing contractor rather than try to come up with a solution on your own. Below are a few ways they can help.  

4 Ways Roofing Contractors Can Assist With Claims

1. Evaluate the Extent of the Damage

A reputable roofing contractor will take stock of the damage first before fixing your roof. In some cases, they may recommend temporary repairs as stopgap solutions for widespread damage. They’ll advise you to take photos and videos of the aftermath to document the destruction or problem properly. 

2. Inform the Insurance Adjuster

roofing contractorOnce you’ve notified your insurance about the damage, they will assign an adjuster to review your claim. Have your roofing contractor join the meeting and walk-through so they can jointly evaluate the damage. Sometimes, adjusters are not aware of or updated with local building codes; your roofer can explain how these codes and related changes can impact the cost of repairs.     

3. Review Claim Estimates

Insurance companies use software to come up with claim estimates. However, a simple mistake or misunderstanding over the damage can result in a lower payout on your claim. Have your roofer go through the estimate to spot any errors. If they find something, the claim estimate can be revised, so you won’t have to pay as much for roof repairs.

4. Prepare Additional Documentation

There are instances when necessary repairs may not be approved by your insurance carrier, especially if they don’t see the need for it. A skilled roofing contractor can step in to provide a clearer explanation of why said repair works or materials are essential. Before the request is filed, your insurance will ask for supplementary documents, which your contractor can give and help submit.

 

Filing an insurance claim doesn’t have to be a burden if you’re working with a reliable roofing contractor like Diamond Restoration of Thornton, CO. Serving clients across the Denver Metro area, they provide a range of roofing services, including installations, repairs, and inspections. Call (303) 656-0811 or visit them online to learn why they’re the leading roofing company in the area. 

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