Modern cars have many features that are now standard to help keep drivers safe on the road. Another benefit is that many auto insurance agencies offer discounts for certain safety features. Here are a few of the top safety features that will not only provide extra protection on the road but also likely lower the cost of your car insurance.

Safety Features for Lower Insurance Rates

1.Anti-Lock Brakes

Anti-lock brakes stop wheels from locking up during braking, which keeps the car more under control. Since 2012, this feature comes standard on new vehicles, and many auto insurance companies offer discounts for the feature.

2. Air Bags

Air bags inflate to provide a cushion similar to a pillow during a crash. Frontal air bags have been required on new vehicles since 1999, and currently, side air bags are also included as standard features. Insurance companies may offer discounts for medical payments or personal injury coverage based on the number and type of air bags in a vehicle.

3. Electronic Stability Control

Electronic stability control, which has been required on all new cars since 2012, uses technology to prevent vehicles from skidding and spinning out of control on slippery roads or when a driver has to steer hard. 

4. Daytime Running Lights

These headlights come on automatically when you start your car. Daytime running lights increase safety and make your car more easily seen during the day. Many auto insurance companies offer a small discount for this feature.

5. Collision Monitoring & Blind Spot Alerts

These newer safety features sound an alert for drivers to help prevent potential accidents. Many auto insurance agencies offer discounts, as equipped vehicles may be less likely to require claims.

For professional advice on how to reduce your auto insurance rates, contact Daniel Oliver Insurance Agency in Edina, MN. He has extensive experience in the insurance industry and specializes in auto, home, life, and business policies to meet all of your needs. Call (952) 925-4454 to request an insurance quote.