Share:

Even when you abide by traffic laws, sometimes accidents are unavoidable. Having auto insurance means you won’t have to pay out of pocket to cover the cost of repairing damage to your ride or other drivers’ vehicles. When weighing options, follow the below advice to find a suitable policy with rates you can afford.

Do:

Fix credit problems.

From overdue rent to late credit card payments, fix any lingering financial issues impacting your credit score. Adding a few more points to raise your score will make you a more desirable policyholder. This means you can receive much more affordable premiums than you would with a low credit score.

See whether you are eligible for discounts.

auto-insuranceFor even more savings, auto insurance companies offer special discounts for applicants who qualify. This is often the case for low-risk drivers, so take driver-training courses and other steps to improve your record. Age and marital status are also considered when determining whether a driver is low-risk, so check with insurers to see whether you qualify.

Don’t:

Forget to go over what policies cover.

Never blindly sign an auto insurance agreement without reading the document thoroughly. You should have a clear understanding of what repairs are covered. By reading the policy, you’ll also know whether you need flood damage protection and coverage for any other type of claim you might file in the future.

Procrastinate.

Don’t let your current insurance expire before you start looking for new coverage. Driving with auto insurance is illegal, which means you could end up with a driver’s license suspension and additional penalties. The blemishes on your record could affect the ability to find affordable insurance, so make sure you have new coverage before the expiration date.

 

For auto insurance to prepare for any situation that might arise, contact the professionals at Superior Insurance. Since 2009, they have been seeing to the insurance needs of residents throughout the Raleigh, Durham, and Chapel Hill communities in North Carolina. To schedule a consultation, call the Durham offices at (919) 973-1507 or (919) 224-8034. For assistance in Raleigh, dial (919) 790-9699. You can also visit the agency online to request an insurance quote and become a Facebook follower to learn about the benefits of being insured.

tracking