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Most states require employers to participate in some type of workers compensation to provide health care and wage replacement benefits to employees who are injured on the job. While workers compensation will usually provide benefits even if your own actions contributed to your injuries, some situations are exempt, and not all employees are covered. If any of the following apply to you, you may need an attorney at law to help get the benefits you deserve.

3 Situations Not Covered By Workers Comp

1. Your Employer Isn’t Required to Carry Workers Compensation

attorney at lawRules governing who must carry workers comp insurance vary from state to state. In Alabama, for example, any business with five or more employees must carry insurance, although domestic laborers and agricultural workers may be exempt from coverage.

2. You Are Not Actually an Employee

Worker’s compensation benefits extend to any employee, including part-time and seasonal workers, as well as those who work off-site. Independent contractors are generally exempt, although an attorney at law may be able to help get the benefits you need if they can show that the employer has miscategorized your employment status.

3. Your Injury or Illness Is Not Work-Related

Workers comp is supposed to provide benefits to those experiencing any work-related illness or injury, even if you have a preexisting condition. Unfortunately, the board may decide that your injuries were not related to your working conditions, especially if you failed to report the accident in a timely fashion.

 

If you’ve been hurt in a work-related accident, turn to the experienced team at Lee, Livingston, Lee, Nichols & Barron, P.C., attorneys at law with a reputation for providing aggressive representation and helpful legal insight to clients throughout Alabama. This respected law firm has a tradition of excellence dating back to 1889, built on an in-depth knowledge of the law and a steadfast dedication to their clients. Follow their Facebook for more legal tips, and call (334) 792-4156 or visit them online to consult with an attorney at law today.

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