One of the most dangerous habits to engage in during the operation of a vehicle is distracted driving. This involves any activity that takes your attention away from the road. In addition to jeopardizing the safety of you and your passengers, causing a collision while distracted is likely to result in your insurance agency increasing your premiums. As such, it’s important to make a conscious effort to stay focused when behind the wheel. The following tips will help you avoid common distractions.

How to Reduce Distracted Driving

1. Make Adjustments Before Leaving 

Before heading off to your destination, make sure you’re comfortable and everything is arranged properly. Adjust the seat, mirrors, steering wheel, and temperature, find the music you want to play, and set up the navigation system. While it may seem harmless to do these things while you’re on the road, anything that requires you to take your hands off the wheel can create a hazardous situation that leads to you filing a claim with your insurance agency.

2. Stay Off the Phone 

Despite many states making it illegal to talk or text and drive, cell phone use remains a leading cause of distracted driving. Even if you have a hands-free device, such as Bluetooth, your mind will be concentrating on the conversation rather than the task of driving. It’s best to refrain from all communication, social media updates, and emails while navigating the road and only get your phone out in an emergency or when you’re parked. 

3. Secure Passengers Before Moving

If you’re traveling with pets or young children, make sure they’re properly secured before you put the car in drive. This will help to keep them from moving around too much while the vehicle is in motion. Arguing and crying children can also be a major distraction. If this occurs or they need assistance with a toy or snack, always pull over to address the issue. Don’t attempt to reach into the backseat to fix a problem.

Unfortunately, even if you do your best to prevent distracted driving accidents, you cannot control the behavior of other motorists. To ensure you’re adequately protected in the event of a collision, contact Ohio Insurance Center Agency. As an independent insurance agency serving the greater Cincinnati, OH, area, they can compare products and prices from multiple carriers to find you the most affordable rate available. They will take the time to explain different coverage solutions and help you customize a policy that meets your unique needs. Call the insurance agency at (513) 522-6300 to discuss your options, and visit their website to request a free quote.