If you’re dealing with rising credit card debt or student loan interest, you need to buckle down to save if you want to eliminate those financial burdens. Fortunately, you can work toward debt relief with a few simple lifestyle changes.

3 Money-Saving Tips for Debt Relief

1. Only Buy What You Need

Whether you’ve run out of laundry detergent or orange juice, don’t just head to the store—first, look around the house to see if you have any leftover or unopened products stashed somewhere. If not, think about how soon you’ll need the item. If the answer isn’t now, search newspapers, store emails, and websites for coupons and discounts to put toward the purchase before resorting to buying what you need at full price.

2. Savor Home Cooking

Although eating out is convenient, it’s much more expensive than a homemade meal. If you’re not much of a cook, it’s easy to learn—you can find countless recipes online for your favorite dishes. Having a recipe in mind will also help you grocery shop smarter so you only buy what’s on your list. Prepare ingredients ahead of time to simplify cooking throughout the week, and make large portions to stretch across several meals.

3. Find Free Entertainment

Even when trying to save money, you still deserve to take a break and have fun. However, keep your debt relief goals in mind at this time too. There are plenty of ways to enjoy yourself without spending money. Hiking trails, parks, and beaches are open to the public and provide the opportunity for invigorating outdoor exercise. Rather than paying for a streaming service, take advantage of free trial periods or see if a friend or family member will add you to their plan. Around holidays, look into public festivals and celebrations like Fourth of July fireworks shows.

Overcoming debt doesn’t have to be a solo endeavor. Combine your money-saving efforts with the expertise of Greg Dunn, Bankruptcy and Debt Relief Attorney, in Honolulu, HI. The debt lawyer has helped locals with everything from filing chapter 7 or chapter 13 bankruptcy to dealing with creditor harassment since 1996. Visit the website for more information on the services offered, and call (808) 524-4529 to schedule a free initial consultation.