If you have a spotty driving record, you may be required to get an SR-22 certificate. You’ll also need to acquire auto insurance, which can be tough to obtain as a high-risk driver. Taking the proper steps helps you stay in compliance with the law and rest assured that you’re covered in the event of an accident. 

What Must Drivers Do After Receiving an SR-22 Requirement?

1. Comply With Any Legal Requests

People with driving offenses are often subject to fines and court appearances. Comply with any and all legal requests you receive, or your driving privileges could be suspended or revoked. You should also insist on safe driving at all times to prevent future accidents and offenses. 

2. Get in Touch With an Insurance Company

Contact an auto insurance provider as soon as you receive notice from the state about the SR-22 requirement. Failure to do so could result in more penalties being assessed. The insurance company will file the certificate on your behalf while also adjusting your current auto insurance coverage to reflect the SR-22. Drivers who are considered high-risk often need more than the minimum coverage amount stipulated by the law. 

3. Pay Your Premiums

Insurance agents are required to contact the Department of Motor Vehicles if there are any lapses in insurance coverage for SR-22 drivers. If you fail to pay your premiums on time, the SR-22 certificate may be revoked. You might also be required to start the probationary period over from scratch no matter how much time you’ve already put in. Most drivers are required to carry the SR-22 for at least two years. 

Lafever Insurance Agency understands how important it is for drivers in Cookeville, TN, to have reliable auto insurance. If you have an SR-22 requirement, they’ll work with you to secure the appropriate coverage for the best available price. As an independent agency, they work hard on behalf of clients to find the policies that match their needs and lifestyles. They also provide coverage for other vehicles, including motorcycles and mobile homes. See the difference three decades of insurance experience can make by calling (931) 526-3377 today.