Workers’ compensation is an insurance program that gives benefits to employees who are injured on the job or develop a work-related illness. Though many workers are aware of the existence of this system, few understand how it works. To give you more insight into workers’ compensation, here are the answers to several frequently asked questions.
A Guide to Workers’ Compensation
What happens if I get hurt on the job?
If you sustain an injury at work, you should immediately report it to your employer so there is a record of an accident taking place. Once you receive medical treatment, you can file your claim for compensation—but you shouldn’t wait too long. In Connecticut, you only have one year from the time of injury to file a claim.
Am I covered under workers’ compensation if I get hurt?
Your coverage depends primarily on two factors: your current employment status and whether you sustained an injury from your job. However, there is no guarantee you will receive compensation. For instance, your employer may dispute that you were working at the time you sustained your injury, or they may argue that your injury resulted from a pre-existing condition. If you’re unsure whether your situation falls under the requirements, talk to a lawyer who specializes in workers’ compensation.
Can I receive compensation for a work-related illness or a non-accident injury?
Yes. According to Connecticut regulations, employees who develop a chronic sickness from their job have up to three years from the first sign of a symptom to file a claim. You may also file for compensation for repetitive motion injuries like carpal tunnel syndrome. The types of diseases and injuries covered depend on the hazards of the job.
If I caused my injury, can I still receive workers’ comp?
The system is designed to provide benefits to employees without the need to prove who was at fault for a workplace injury or illness. However, in some cases, you may not receive benefits. You will not be covered under this program if you deliberately injure yourself or got hurt while under the influence of drugs or alcohol.
If you have additional questions or concerns about workers’ compensation, consult the attorneys at The Law Offices of Conti, Levy and Salerno, LLC. These lawyers, based in Litchfield County, CT, offer excellent legal advice and representation. No matter your circumstance, they will work to find a solution that best fits your personal situation. Call (860) 482-4451 for a free consultation, or visit them online to see their full list of services.