You’ve just driven that sleek, new car offer the dealer’s lot. Did you know you may actually be paying less for insurance coverage than if you had bought a used car? The expert agents at 1st Choice Insurance in Fairfield, OH are experienced at educating drivers on how new and used car models affect their auto insurance quotes.

Smaller, sportier cars tend to be driven by younger drivers and risk-takers, which makes them more prone to be in accidents. As a result, insurance premiums will likely be higher. To ensure you’re fully covered should a mishap occur, 1st Choice Insurance specializes in providing policies that carry comprehensive and collision protection as well as liability and medical coverage. Even if your license has been suspended, 1st Choice Insurance can help you get back on the road with SR-22 insurance.

Because of their potential to cause a greater amount of damage on other cars, large SUVs may have higher premiums to cover those repairs. For more than 30 years, 1st Choice Insurance has turned to its network of contacts and risk management to ensure that you get a car insurance policy that combines complete coverage with low premiums regardless of the size of your vehicle.

Cars and trucks with more horsepower can also affect how much insurance you’ll pay because drivers may want to drive at faster speeds, which is a common cause of accidents. Engine size may make a difference in premium payments, too. During your free consultation with 1st Choice Insurance, the professional brokers will evaluate your situation to determine the coverage that is best for your high-powered vehicle.

Thieves seem to always flock to particular makes and models. As a result, insurance companies may charge higher premiums for certain types of vehicles. Check with 1st Choice Insurance for a list of the vehicles that are top targets for theft.

If you’re in the market for a new or used car, your first stop should be 1st Choice Insurance. They'll help you find which makes and models could affect how much you pay for coverage. For free car insurance quotes, call the agents at (513) 860-0666 or visit the website to learn more about other policies such as motorcycle insurance, homeowners insurance, and bond insurance.