When you’re planning a move, it’s easy to get overwhelmed about all your to-dos. From packing fragile items to selling what won’t fit, your plate will be full for months. However, if you own the property, it’s important to make arrangements for your homeowners insurance policy. Here’s what you need to know before moving to a new home with new coverage.

What You Should Know About Homeowners Insurance When Moving

1. Let Your Insurance Company Know

As soon as you’ve decided to move, make your insurance company the first to find out. Tell them when you expect to close on the sale and move into a new property. Let them know what risks your new property may have, such as pools, trampolines, or a flood-prone plot of land. With the knowledge of how many people will be living in your house, any pets you may have, and any dangers you may face in the new property, they can recommend the proper add-ons or adjustments to your policy.

2. Time the Switch

Ideally, you’ll be able to switch your policy to your new home on the date that you become its owner. That way, you’re not paying for two properties at the same time — or living without coverage. Therefore, keep your old home covered until the last document is signed and submitted. Never base the switch off your estimated closing date, as this is likely to change.

3. Cover Your Belongings

When you secure a homeowners insurance policy, you can rest assured knowing that not only is your property covered, but the possessions inside it as well. So what happens to your TVs, furniture, and jewelry when they’re loaded out of the house and into a moving truck? While they won’t be covered by your home policy any longer, your moving company should offer temporary insurance while they handle your boxes and items. Then, once you arrive in your new house, your homeowners insurance policy will take over.

If you’re looking for a trustworthy insurance provider to facilitate this exciting transition, turn to the professionals at Wilmoth Insurance Agency in Cookeville, TN. The family-owned company has been operating since 1939, and their independent agents will shop the marketplace to help you find the most affordable policy for your new home. In addition to homeowners insurance, they also provide car, jet ski, boat, and motorcycle coverage, so you can protect your greatest investments. To learn more about their offerings, visit the website, or call (931) 526-6181 to schedule an appointment with an agent today.