3 Benefits of Working With an Insurance Agent
The internet makes shopping for insurance coverage seem easier than ever, with almost every company offering free online quote tools and apps that serve up a price in minutes. Unfortunately, choosing a policy yourself can mean buying more insurance than you need or, worse, having gaps in your coverage you might not notice until it’s time to file a claim. Whether you’re shopping for car insurance or need a policy for your business, here are a few reasons to talk to an agent.
Why You Should Work With an Insurance Agent
1. Coverage to Fit Your Needs
Unlike a computer program, a human insurance agent can ask questions about your finances, activities, and other aspects of your life to determine your risk. For instance, if you have valuable artwork, they might recommend an amendment to your home insurance to ensure your collection is fully protected.
2. Quotes From Different Carriers
Comparing policies from several carriers is key to getting the best possible rate, but doing it yourself can be tedious and time-consuming. Independent insurance agents maintain relationships with a variety of providers and will do the legwork for you. After collecting quotes, they’ll guide you through the options and help select a policy best suited for your needs.
3. Finding Every Discount
Most carriers offer significant discounts on everything from home coverage to car insurance, but you usually have to ask. Your insurance agent will ask questions about your life and make recommendations that could dramatically reduce monthly costs. For instance, they might suggest bundling your home and car insurance or installing anti-theft devices to your motorcycle.
Since 1989, the agents at Robert Taylor Insurance have helped clients throughout Lorain, OH, protect what matters most. They work with several of the nation’s top insurers, providing everything from personal car insurance to commercial coverage. Visit their website for an overview of the options they offer, follow their Facebook for updates and tips, and call (440) 277-5191 to request a free quote.
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