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A teen driver in the family can be a source of stress for parents. That’s where a reliable auto insurance policy comes into play. With insurance, you can rest assured young drivers are covered in the event of an accident. You can also take other steps to keep your teen safe by helping them avoid accidents altogether.

What Should I Do When Adding a Teen Driver to My Auto Insurance Policy?

Enroll Your Child in a Driver’s Ed Course

A driver’s ed course serves multiple purposes. With the right instructions, you can rest assured your teen will know the rules of the road. It also alleviates some of the stress of teaching your child how to drive on your own. Finally, a driver’s ed course can reduce your insurance premiums in some cases.

Choose a Vehicle Wisely

While your child might prefer a flashier vehicle, a reasonable car with up-to-date safety features is best. This includes features like anti-lock brakes and airbags as well as theft-deterrent systems. If you’re interested in cost-savings, focus on used vehicles over new.

Add Your Child to an Existing Policy

Auto InsuranceNew drivers are more expensive to insure.; that means that your auto insurance premiums will go up when insuring a teen driver, no matter what steps you take. However, adding a child to an existing policy is a lot more cost-effective than purchasing new insurance.

Discourage Distracted Driving

Distracted driving is a real issue for teens. This goes beyond using a mobile device beyond the wheel, as distracted driving also includes eating behind the wheel and talking to passengers. Make sure your child understands the dangers of distracted driving before heading out on the road.

 

Superior Insurance offers customizable auto insurance packages to drivers in Durham and Raleigh, NC. Their auto coverage includes bodily injury and property damage liability, along with many other policies to increase protections. They also cover many other conveyances, including boats and RVs. Because insurance is sourced from national providers, you can rest assured that you’ll receive reliable coverage at unbelievable rates. Speak with an insurance agent today by calling (919) 224-8034. You can also visit the website to learn more about auto insurance.

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