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With summer just around the corner, now’s the time to start getting your boat ready for the water. Before you take the family out on the lake or ocean, though, it’s wise to review your current boating coverage with an insurance agent. It’s even wiser to keep the following safety tips in mind.

3 Boating Safety Tips for Summer 

1. Review Local Boating Laws 

Look over local laws before heading out on the water. This includes both licensing requirements—make sure yours is up to date—and right-of-way statutes. Confirm your vessel meets all criteria for transporting passengers. For example, in the state of North Carolina, there must be an accessible personal flotation device onboard for each passenger and operator. 

2. Check the Weather 

insurance agentThe weather in the Tar Heel State can turn on a dime. One second, it’s sunny and clear, and the next, heavy thunderstorms are rolling in. Always check the forecast before taking the boat out to confirm you won’t run into any issues when it’s finally time to head to shore. 

3. Have the Captain Skip the Alcohol

Boating and drinking tend to go hand in hand. After all, it’s hard to beat sipping a cold beer on a hot day. As long as you’re operating a vessel, though, you have to stay sober. North Carolina takes boating while impaired seriously and imposes severe penalties, including both fines and incarceration. 

 

If you’ve got a boat but your current policy isn’t cutting it, turn to a knowledgeable insurance agent at MP Davis Insurance Agency for help. Since 1974, these industry veterans have been serving clients throughout the Piedmont Triad area. Based in Randleman, NC, their insurance agents walk clients through the process of shopping around and explain every policy in detail so there are never any surprises when it comes time to file a claim. To request an insurance quote for boat, auto, or homeowners insurance, call (336) 498-7606. Learn more about the insurance agents on their website.

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