Getting into a car accident is stressful enough without problems surrounding the auto body repairs. Whether your vehicle requires a complete auto body restoration or a few dent repairs, it’s worth familiarizing yourself with the ins and outs of the process—especially since there is so much false information out there. Here are a few repair myths to help you make the best decisions for your needs.
Common Collision Repair Myths Debunked
1. You Must Use the Collision Center the Insurance Recommends
Auto insurance companies make deals with certain collision centers to keep their coverage costs low. While your agent may strongly suggest going with one of the carrier’s recommendations, you have every right to look elsewhere. Your insurance company cannot deny your coverage because you selected a different option.
2. Unless You Go to Your Dealer, Your Car Will Not Look the Same
Many motorists mistakenly think that only their dealers have access to the necessary auto parts needed to make repairs. However, any quality auto body shop should be able to order the necessary parts to ensure your car looks new again.
3. Insurance Companies Cover All Auto Body Repair Costs
This will depend on your insurance policy. For example, liability insurance pays for damages when the accident is your fault, while uninsured/underinsured motorist coverage prevents you from having to pay for collision repairs if the other driver doesn’t have coverage. Collision insurance pays for repairs or the value of your vehicle if it is totaled, and comprehensive coverage pays for any type of damage, including repairs from natural disasters. Generally speaking, you will need to pay a deductible no matter what type of insurance you have.
If you were recently in an accident in Monroe County, NY, trust the auto body repair specialists at Bob Hastings Collision. This collision center has served the region since 1972 and features a 19,500-square-foot shop. They have ASE®-certified technicians and state-of-the-art technology. Call (585) 383-8150 today to schedule an appointment, or visit the shop online to learn more about their auto body repair services.