Running a successful farm takes commitment, determination, and a massive investment of time and money. Unfortunately, the farming life is also filled with uncertainty, exposing even the most seasoned farmers to drought, liability lawsuits, and a wide range of other risks. A good farm insurance policy provides vital protection and covers every aspect of your operation, allowing you to continue operating even after a disaster.

What Should You Know About Farm Insurance?

Protection for Your Home

If you live on the land you work, most farm insurance policies will protect your home and personal possessions against a broad array of perils, including fire, major storms, and theft. Like the standard home insurance policy, it will also cover the damages if a visitor or guest is injured on your property.

Coverage for Your Valuable Equipment

Like most farmers, you likely have thousands or even millions of dollars invested in tractors, combines, barns, silos, and other buildings. If any of these valuable assets are damaged or destroyed in a natural disaster, most farmers wouldn’t be able to afford to replace them on short notice. A good farm insurance policy protects you from these risks with coverage for all of the property you depend on.

Protection Against Weak Harvests

Even the most dedicated farmers have weak years, which threaten to put them out of business. If the weather won’t cooperate or a wildfire burns part of your fields, crop insurance will provide cash payments to cover your losses. This priceless protection will ensure that one bad year doesn’t ruin your entire future.

Since 1891, Barron Mutual Insurance Company has provided valuable protection and friendly service to farmers throughout Wisconsin’s Bayfield, Burnett, Washburn, Sawyer, Polk, Barron, Rusk, and Dunn counties. As a local mutual company, they’re fully owned by their members, priding themselves on being neighbors insuring neighbors. Visit their website to learn more about their farm insurance services, or call (715) 537-5141 to request a free quote.