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Learning to drive is a rite of passage. However, as with acquiring any skill, mistakes are possible—even likely. That’s why, though those aged 15-19 account for only 6.5% of the US population in 2016, $13.6 billion worth of auto insurance claims involved a teen driver. If you are teaching your child the rules of the road and they get into a car crash, follow the steps below for dealing with the situation.

What to Do if Your Teenager Is Involved in an Accident

1. Verify That Everyone Is Alright

While you might be upset about the accident, remember that vehicles can be replaced and repaired. What’s most important is that your son or daughter is unharmed. Inquire about any injuries and make sure emergency personnel are on the way to provide treatment. If there are no injuries, refrain from chastising or blaming your child. There is plenty of time for you to discuss the importance of being a careful driver after the dust has settled. 

2. Make Sure Law Enforcement Has Been Notified

auto insurancePolice should be called to the accident scene no matter how minor the damage might seem. A law enforcement official will ensure the proper flow of traffic if a street is blocked, helping prevent another accident. The presence of a police officer also ensures that all drivers involved exchange auto insurance information. 

3. Report the Accident to Your Insurance Provider

Contact your auto insurance provider as soon as possible after the accident. You’ll need to share information, including the contact info on the other driver, their insurance details, and where the accident took place. If it’s safe to do so, advise your teen to take pictures of the accident scene, as well as your vehicle. 

 

Accredited Insurance Group in Omaha, NE, ensures that clients have the proper support after an accident has occurred. Thanks to their strong working relationship with multiple insurance carriers, they’ll work on your behalf to find a favorable auto insurance policy for you and your family. They also provide many other essential products, including home insurance, coverage for motorcycles, and insurance for high-risk drivers. Call (402) 334-1780 today to schedule a consultation. If you’d like to learn more about getting a discount on your auto insurance, including a good student discount for teens, visit the website

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