For many boat owners, summer is a special time, marked by long afternoons out on the lake and weekend trips with friends and family. However, boating is always risky, even for experienced captains, so take some precautions before heading out on the water. Checking your boat insurance and taking the steps below will help ensure the safety of your loved ones and your valuable property.

5 Water Safety Tips

1. Wear Life Jackets at All Times

Having enough life jackets for everyone on board is crucial, but you may not have time to get them on in an emergency. For maximum safety, have everyone on board wear life jackets at all times, especially children and others who may not be able to move quickly.

2. Check the Fire Extinguishers

An engine fire out on the water can be catastrophic, even if you’re not far from land. Before setting out, check your fire extinguishers and make sure they’re stored in an easily accessible location.

3. Carry a First Aid Kit

When you’re miles from shore, a relatively mild injury can quickly become a medical emergency. To prepare yourself for the unexpected, carry a well-stocked first aid kit that includes antiseptic, bandages, and ibuprofen.

4. Tell Someone About the Trip

Maritime search operations can be time-consuming and difficult, even on inland waterways. Even if you’re just planning to sail for the afternoon, be sure someone knows where you’re going and when you expect to return.

5. Review Your Boat Insurance Policy

If you cause an accident or your boat is seriously damaged, your boat insurance policy should cover any losses and minimize the out-of-pocket costs. Before the season begins, have an agent review your documents to make sure they provide sufficient coverage.

With over 33 years of experience and policies from some of the leading carriers, Texas Brand Insurance in Hubbard offers affordable options tailored to your needs. Whether you’re new to boating or have been sailing for years, their agents will shop around to find the best coverage for you at the lowest possible price. Visit their website for more on their boat insurance or call (254) 576-1180 to request a quote.