Numerous people are affected by workplace accidents every year. According to the Bureau of Labor Statistics, Kentucky employees reported more than 40,000 cases of nonfatal occupational injuries and illnesses in 2016. Getting hurt on the job can have serious ramifications, leaving injured employees to face mounting medical bills while being forced to miss an extended amount of time at work. Fortunately, Kentucky has a workers’ compensation statute that’s designed to ease the financial burden that accompanies work-related injuries. If you were harmed while performing your job duties or want to learn more about your rights as an employee, here’s an overview of what you need to know. 

What Are the Employer Responsibilities?

Most Kentucky employers are legally required to carry workers’ compensation insurance. This will provide employees with benefits that replace a portion of their income while they recover from an injury. Additionally, employers must post a notice of compliance with workers’ compensation law at the job site, provide employees with immediate medical treatment, and complete an official report of the injury. They also have a duty not to retaliate against injured employees in any manner. 

What Are Eligibility Requirements & Covered Expenses?

Kentucky’s workers’ compensation insurance covers full-time, part-time, seasonal, temporary, and government employees. To be eligible for benefits, a person has to be identified as an employee of the company, the injury or illness must have occurred during the scope of employment, and a claim will need to be submitted within two years of the date the injury took place. Benefits are typically available for medical expenses, lost wages, vocational training, and permanent disability.

What Are the Steps to Filing a Claim?

After experiencing an on-the-job injury, Kentucky employees have 30 days to provide their employer with a written notice of the incident. They must also get prompt medical care and file an Application for Resolution of Injury claim to the Department of Workers Claims. Failure to follow these steps can result in a claim denial. 

Because workers’ compensation law can be challenging to navigate, it’s best to seek legal guidance before you file a claim. Based in Elizabethtown, KY, Danny E. Darnall, Attorney at Law, is dedicated to advocating on behalf of injured employees throughout the state. With more than 40 years of experience, he can help ensure you receive all of the benefits you’re entitled to. Call (270) 769-9179 to schedule a consultation, or visit his website to learn more about his services.