Going overseas can be exhilarating and fun. However, sometimes unexpected situations happen during a trip, from a medical emergency to lost luggage. Getting reliable travel insurance will protect your financial health. Here’s what different policies cover to help you decide which type of coverage you need.
A trip overseas can be a significant investment, and issues like running late due to an emergency could lead to a financial loss. Travel insurance will reimburse you if a trip is canceled or interrupted.
Depending on the policy, it may also cover lost or stolen luggage. This is especially important for travelers with expensive laptops or camera equipment. As long as the value of the items is within the limits of your travel insurance policy, you will be reimbursed for losses.
Most policies also cover medical emergencies. This is important, as vacationers occasionally run into health problems like food poisoning or broken bones. If it doesn’t come with dental coverage, you should add this in case you break a tooth or lose a filling.
Travel Health Insurance
While it’s important to protect your investment, you also want to ensure you’re covered if you need to see a doctor. That’s where travel health insurance comes in. These policies pay for routine medical expenses while abroad.
Keep in mind your health insurance coverage often won’t work in other countries, which means you could end up paying for health care costs out of pocket. These policies are especially useful for people who plan on spending a lot of time overseas, such as those working or studying in another country.
When you need travel insurance, contact Travel Insured International in Hartford County, CT. With more than two decades of experience, the owner, Peter Gehris, and his team will help you choose the best insurance for your specific needs. Call (800) 243-3174 today to get a quote, or visit them online to compare different plans.