Severe weather, a sudden illness, or lost luggage can completely derail even the most carefully planned vacation and potentially cost thousands of dollars. While travel insurance can’t control the weather or prevent accidents, it can compensate you for unexpected expenses and ensure you get the treatment you need in emergencies. Below are some tips for getting the coverage you need without overspending.
3 Tips for Saving Money on Travel Insurance
1. Buy an Annual Policy
Many travel insurance policies are designed to cover one trip over specific dates. While this might be perfect for the occasional traveler, if you’re on the road a lot you might want to purchase an annual policy. These policies cover any trip you take for the entire year, giving you the coverage you need without the expense of buying insurance for each individual trip.
2. Tailor Your Policy
Many travel insurance packages include a wide range of coverages, some of which you might not need. For instance, if you don’t plan on renting a vehicle, you don’t necessarily need car rental insurance. When buying a policy, ask your agent about dropping unnecessary coverage to cut costs.
3. Combine Your Policies
If you’re traveling with a partner or a family, purchasing individual insurance policies for each person can be cost-prohibitive. Fortunately, many carriers offer combined policies designed to cover everyone in your party at a much lower cost than buying each individual their own coverage.
Whether you’re traveling across the country or to the other side of the world, Travel Insured International will provide peace of mind and security. Their agents have been serving travelers across the country for over 25 years, delivering effective travel insurance policies tailored to your needs. Call (800) 243-3174 to speak with a member of their team, or visit their website to request your free quote today.