Taking a summer vacation to the beach is a dream for many families, but traveling on a tight budget is challenging. Fortunately, a few simple steps might be all it takes to make your ideal getaway a reality. From calculating costs to applying for a personal loan, get to the beach sooner rather than later by following these three tips.

How to Plan a Summer Beach Vacation on a Budget

1. Map out Expected Expenses in Advance

It's impossible to determine the total cost of a getaway, but you can create a realistic estimate. Start by drawing up an itinerary and evaluating the average costs of meals and accommodations in the location you're planning to visit. Next, outline the attractions you'd like to visit aside from the beach and look up the admission fees. Finally, add all of this information together based on the length of your expected trip.

2. Begin Saving Early

Once determining how much you need, it's time to begin allocating money to a separate vacation fund. The best approach involves reviewing your current finances and determining how much you can afford to move to savings each month. At the end of each pay period, review your account and add extra if possible.

3. Supplement With a Personal Loan

For many individuals, it's unrealistic to save up the full cost of a summer beach retreat within the span of a couple of months. Fortunately, a personal loan is a viable option. The borrowed money can help supplement your savings to ensure you reach your goal. Additionally, the step helps reduce financial stress in the lead up to, during, and after the trip because both home and getaway expenses are covered in full. Once the vacation’s over and you’re refreshed, you can go back to your saving ways and work toward the next goal.

Need a small loan for your beachside vacation? Turn to Coastal Finance Company in Savannah, GA. Since 1956, the locally owned loan company has filled the gaps left by other financial institutions by offering smaller, customized personal loans to residents across Chatham County. From vacations to emergencies, the entire process is quick, simple, and stress-free. Apply for a personal loan today on their website or request one-on-one assistance by calling (912) 303-9979.