When and if you reach a decision to finally eradicate all your debt 100% and get a fresh economic start in life, there are a couple of things you will have to do to get ready.  First, during the 180 day period before you file, you have to take a credit counseling course with an approved agency, Second, you must begin gathering your legal fee, filing fee and possible other fees such as for the credit report.  The filing fee to the bankruptcy Court is $335.00 and credit report downloading fees compatible with programs attorneys use can run about $35.00 per person (i.e., if you re married and file jointly).  Your attorney will usually collect these fees from you along with the legal fee.  After that it’s time to sit down with your attorney and iron out the rest of the details of items he needs to file, such as tax returns, pay stubs, vehicle information, bank information, real estate information, etc.  After the initial interview and the supplying of items to the attorney, you will find out your eligibility to file and be on your way to a fresh economic start.  If you need further information about filing bankruptcy, and you live within reasonable driving distance of Groton, CT., please feel free to call Attorney Mark O. Grater and set up a free consult.  Call 860-449-8059.