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Spring storms can wreak havoc on your property, leaving behind downed trees, damaged roofs, and power outages. Fortunately, homeowners can take action to prevent severe damage to their homes. In addition to reviewing coverage with your insurance agent, take the following precautions to protect your home.

3 Ways to Protect Your Home From Thunderstorms

1. Trim the Trees on Your Property

Inspect the trees around your home, and hire a tree service to trim any branches near your roof. Look for loose or diseased tree limbs, and have them removed. These loose branches can fall in strong winds, damaging windows, siding, and roofs.

2. Clean Your Gutters

insurance agentInspect and clean your home’s gutter system as soon as spring arrives. Your gutters should be clear of debris and tightly connected. Clogged or loose gutters cause water to back up onto your roof, which will damage the shingles and underlayment. Additionally, the water in overflowing gutters will stream down the side of the house, damaging the siding and causing flooding near the foundation. Strong wind gusts can also tear sagging gutters away from your home.

3. Prepare for Power Outages

Lightning sometimes strikes utility equipment or downs power lines, causing outages. Consider investing in a backup generator to ensure consistent power. If you need to use the generator, don't plug it directly into your home electrical system during the power outage, as this can be dangerous. Make sure you have plenty of nonperishable food handy in dry storage; opening your refrigerator too frequently will speed spoilage and release melting water that can lead to moisture damage. Use a surge protector to protect your electronics and appliances.

 

Having the right homeowners policy through an attentive insurance agent is another way to protect your home this spring. The insurance agents at Pearson & Barnes Insurance in Somerset, KY, can recommend the best policy for your needs, and they will offer advice and guidance if you need to file a claim for any reason. Call (606) 679-1450 to schedule an appointment with an insurance agent, and visit them online to learn more about their personal coverage options.

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