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3 Points to Know When Using Your Home as Bail Collateral May 6, 2019

Central Business District, Cincinnati
3 Points to Know When Using Your Home as Bail Collateral, Cincinnati, Ohio

When your loved one is incarcerated, making bail is a priority. If you don’t have the funds immediately available, you may need to use your home as collateral. This is usually necessary when bail is set at a high amount, often in the case of more serious crimes.

How Can I Use My House as Collateral for Bail?

1. Contact the Bail Bondsman

The first step is to contact the bail bondsman and inform them you’ll be using your property as collateral. While you only need to pay 10% of the full amount, many bond companies require assurance when bail amounts are exorbitant. By using your property as collateral, you’re guaranteeing the debt will be paid in the event the defendant doesn’t show up for court.

2. Get Documents Readybail

Next, compile the necessary documents to provide to the bondsman. Along with producing a property deed proving you own the house, complete a Declaration of Trust of Real Estate to Secure Performance of a Bail Bond, which is a form the bond company typically provides. This document will provide the physical address, detail the value of your home, and list any liens on the property.

3. Be Aware of the Consequences

In the event your loved one fails to appear for the court date, you will be liable for the full bail amount. If you can’t bring together the entire sum, the bond company has the option of seizing your property. Ensure your incarcerated loved one understands this and plans on attending the hearing. 


Posting bail can be complex, but Bob Shropshire Bail Bonds goes above and beyond when helping Cincinnati, OH, families secure a timely release for their loved ones. Their bond agents are available 24/7, which ensures you receive the assistance you need when you need it. If you’re unable to pay a bond, they’ll accept installment payments or work with you to find an amenable solution. Call (513) 721-3915 today or visit their website for more information on their services.

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