When you’re injured in an accident, the last thing you want to do is deal with insurance companies, paperwork, and the following medical bills. You are entitled to compensation without complications, and the right personal injury attorney can make that happen. Here are some of the most common personal injury myths debunked.

What Are the Most Common Myths About Personal Injury Cases?

1. Attorneys Cost a Lot of Money

Most personal injury lawyers get paid based on a contingency contract. Contingency fees in Alabama must be in writing and state what percentage of the money recovered goes to the attorney. Some contracts might stipulate varied rates depending on if the case goes to trial or is settled or appealed. Whatever the case, it should cost you nothing out of pocket.

2. Your Insurance Company Will Cover Your Injury Costs

If you are not at fault, then your insurance company will go after the at-fault entity’s insurance company; if they are not insured, you can’t count on your insurance company picking up the bill. Insurance companies have default minimums allocated for most cases, and that’s all they’re willing to pay. It might not even cover your medical expenses. Your insurance coverage, deductible, and the extent of your injuries will all play a part in your insurance company’s reimbursement. A personal injury attorney will work toward your total entitlement of compensation.

3.  You Have Plenty of Time

Alabama’s statute of limitations for personal injury claims is two years, but there are always exceptions; for example, claims against a municipality must be filed within six months, and claims against the county must be within a year. You also have two years if you’re filing against the federal government, but if your claim is denied, then you only have another six months from the date of denial to file a lawsuit. Contact a personal injury lawyer immediately to find out what the statute of limitations is in your case.

4. You Only Have Minor Injuries

No matter how minor your injuries are, there is always the chance they could become worse a couple of weeks following an accident. You are entitled to compensation for medical bills and any other financial or mental anguish you receive from an accident.

You should contact a personal injury attorney immediately after an accident. Every case is different, and only an experienced professional will know the best route for you to take. Carey & Hammer, P.C. is a respected personal injury and auto accident firm. They offer personalized legal representation to Dothan, Enterprise, and Ozark, AL. If you need help, call their lawyers at (855) 435-4797, or visit them online to set up a free consultation about your injury.