Employers are responsible for maintaining a safe work environment, but many on-the-job injuries still occur every year. This can cause serious financial hardship due to medical bills and lost wages. Fortunately, workers’ compensation insurance is available to protect those who experience occupational injuries and illnesses. However, employees often make mistakes during the claims process that jeopardize their ability to collect benefits. If you have been hurt at work, it’s important to be mindful of any missteps that could cause your claim to be denied. 

What to Avoid if You’re Filing a Workers’ Compensation Claim

1. Not Reporting the Injury

Some employees are hesitant to tell their employer about a workplace injury out of fear they could lose their job. This is one of the biggest mistakes you can make, as workers’ compensation law requires injured employees to report an accident as soon as possible. Furthermore, it must be done within a certain time frame. Missouri workers have 30 days to notify their employer in writing of the nature of the injury, as well as the date, time, and place it happened. If you don’t meet this deadline, you could lose your right to benefits. 

2. Failing to Get Proper Medical Care

Many employees fail to get prompt medical care after an accident, thinking the injury isn’t too serious or the pain will eventually subside. Not being seen by a doctor could be detrimental to your health and workers’ compensation claim, as you will need medical documentation to use as evidence to support your case. Without these records, the insurance company can deny your claim, arguing that your injuries must not have been that serious. 

3. Neglecting Doctor’s Orders 

After you receive medical treatment, the doctor will file a report with the workers’ compensation insurance company detailing your recovery process. If you neglect to comply with the doctor’s orders, the insurance company might say you aren’t doing what you can to get better and reject your application for benefits. Be sure to attend all follow-up appointments and therapy sessions and fill your prescriptions. 

4. Returning to Work Too Soon  

Often, injured employees feel pressured to get back to work as soon as possible. However, returning before you’re ready can worsen the injury and cost you your benefits. Thus, it’s essential to wait until the return date your doctor gives you. They may also provide instructions for limited job duties, which you should follow. 

After sustaining a workplace injury, it’s in your best interests to be proactive with your medical treatment and seek counsel from a qualified attorney. The professionals at Coyne, Cundiff & Hillemann, P.C. offer more than 75 years of combined legal experience and proven results when it comes to securing workers’ compensation claim approvals. They understand how important it is for you to receive the benefits you’re entitled to and will fight to get you the maximum amount. Numerous employees throughout St. Charles County, MO, have relied on the firm’s expertise to help them navigate the complex filing process. Call (636) 561-5599 to schedule a free case evaluation, or visit their website for more information on their services.