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It can be difficult to think clearly in the aftermath of a car accident when emotions are running high. However, staying calm will help you manage the situation correctly so you can achieve the best outcome for your health, car, and auto collision and liability insurance claims. Here are the first steps to take after you’ve been in an accident.

What to Do After a Collision

1. Call First Responders

If you're in a major accident, calling 911 should be your first priority. If the situation seems like a minor fender bender, call the non-emergency police line. Officers on the scene will file a report so there will be documentation.

2. Get Medical Help

If you are injured, make seeing a doctor your immediate next steps. Even if the injuries seem minor, let emergency medical professionals determine whether you need to go to the hospital. The best chance of a full, fast recovery will come from prompt treatment.

3. Take Pictures

Liability InsuranceIf possible, document the circumstances of the crash and the damage caused by taking photos. Also, get the contact information of anyone who witnessed the crash. You may need this information later to either defend against a lawsuit or pursue a claim of your own.

4. Exchange Information 

If no one is badly hurt, talk to the other driver and exchange auto liability insurance information. During this conversation, avoid apologizing or admitting fault, even if you believe you caused the accident; this could be used against you later in a lawsuit or by the insurance companies involved.

5. Call the Insurance Company 

You carry collision and liability insurance policies for exactly this scenario. The sooner your insurance company knows what's happened, the sooner they can process your claim and pay for any needed repairs. 

 

If you need auto, home, or liability insurance in New Mexico, Colorado, or Oklahoma, choose Alcorn Insurance Agency. Based in Chama, NM, they offer affordable insurance coverage with superior customer service. Their knowledgeable insurance agents will get back to you within a day of your call. For questions, contact them at (575) 756-1102 or online.

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