If you’re unable to work due to a disabling illness or serious injury, Social Security disability provides the financial support you desperately need. Unfortunately, the application process is notoriously complex, and many people aren’t even sure what benefits they’re entitled to. Here are answers to some of the most common questions about Social Security disability benefits.
What You Need to Know About Social Security Disability
Does Social Security disability include health care?
Along with monthly cash benefits, disabled workers are also eligible for Medicare coverage, which covers most of your medical treatment. Premium payments for your health insurance come out of your benefit payments, minimizing your out-of-pocket costs.
Who is eligible for Social Security disability?
Social Security disability is an insurance program funded by payroll contributions, so it’s only available to those with sufficient work history. In some cases, widowed spouses and children of eligible workers may be eligible for benefits if their medical condition meets the standard of total disability.
Can you work while receiving Social Security disability?
Social Security disability beneficiaries can work without endangering their benefits, as long as your income doesn’t exceed the substantial gainful activity limits. Currently, most recipients might earn up to $1,120 per month or $2,040 per month if they are blind.
Why are Social Security disability applications rejected?
While some applicants are denied benefits because their disability is not severe enough, the majority are rejected for technical problems with the application itself. Some of the most common errors include incomplete medical records, missing documentation, or insufficient work history.
The Social Security disability process is extremely complex, leaving many applicants overwhelmed and confused. For nearly 20 years, The Gil Law Firm has helped applicants throughout Georgia, Florida, and Alabama navigate the complexity of the system and get the benefits they deserve. Visit their website to see how they can help, follow their Twitter page for legal news and updates, or call (334) 673-0100 to schedule a consultation with an attorney in Dothan, AL, today.