Buying or selling real estate can be a complicated affair. If you want assurance that all documents are completed and filed accurately and the property is a worthwhile investment, work with a skilled title company. This can mitigate some of the complexities and ensure you’re well-protected throughout every step of the process.

What Can a Title Company Do for You?

Perform a Title Search

A title search offers detailed information on a prospective property. Agents perform an exhaustive search through public records to uncover any possible issues linked to a property title that could impact the buyer’s decision. A title search confirms the state owner has the authority to sell a home, while also ensuring there is no active litigation involving the property.

Provide Title Insurance

Even with an extensive title search, property owners still desire protection when it comes to litigation and other liability issues that may arise. Title insurance protects current owners from title fraud, forgery, inaccuracies within records, liens, or issues with easements and encroachments. Depending on the type of coverage, this insurance can benefit all involved in real estate transactions, from the lender to the buyer.

Serve as a Closing Agent

A real estate closing finalizes the transactions and allows a property to officially change hands from seller to buyer. A title agent ensures documents are signed by the appropriate parties, collects payments, and distributes them accordingly. A title agent is also responsible for filing new deeds and titles with the proper public authorities.

If you need help with a real estate transaction in Hamilton County, TN, or the surrounding area, contact Chattanooga Title. They have supported local clients for more than three decades, providing assistance with the closing process and offering escrow services until the property changes hands. This title company also perform searches, issue reports on their findings, and know particulars of the foreclosure process. Schedule a consultation today by calling (423) 756-3057. You can also visit their website for frequently asked questions about title services.