Homeowners insurance is a must to keep your most precious belongings well protected. However, there are other steps you can take to safeguard important documents, such as storing them in a fireproof safe. To help yourself rebuild in case of an incident, here are some items to keep locked in a fireproof safe at all times.

What Items Should I Store in My Fireproof Safe?

1. Identification

While birth certificates and social security cards are replaceable, it could take weeks or even months for you to receive your replacement copies.  A fireproof safe protects these documents, so you will have immediate access after an incident.

2. Property Deeds & Titles

When filing a homeowners insurance claim, you’ll need deeds and titles to have your claim processed. Because you’ll want to handle the issue as soon as possible, waiting around for new copies to be issued is highly inconvenient. You can also store policy information in your safe to ensure you can review coverage when necessary. 

3. Photos of Your Property

When replacing belongings lost to covered perils, your insurance agency may request pictures to help determine value. To meet this need, upload your pictures to a flash drive, which can be stored in your safe. That way, you can easily provide all the necessary information when filing a homeowners insurance claim.

4. Banking Information & Emergency Funds

Easy access to your bank account will be crucial in the days immediately following a fire. While you may have online access to your bank accounts, keep records of routing and account numbers to help you regain access if necessary. Some people even store cash in their safes, so they have immediate access to emergency funds.

If you experience a house fire, a homeowners insurance policy can help you rebuild and recover. Whether you need coverage for your first home or want to revise your policy, turn to the team at Northern Kentucky Home Insurance Company in Alexandria, KY. These agents have diligently served locals since 1901, which has earned them a trusted reputation when it comes to their many insurance products. They offer replacement cost and cash value policies, and their agents can help you decide which option works best for you. Learn more about acquiring property insurance by visiting them online, and call (859) 635-2500 to schedule a consultation.