Final expense coverage is a type of life insurance that—like its name implies— helps to pays for your funeral, burial, and other final expenses. It is ideal for people who don't have dependents to care for or significant debt to pay off. You can assign the death benefit to whomever you like, whether it's a family member or a friend, with the understanding that the proceeds are to be used to pay for your service and interment. If the concept interests you, below are some of the advantages involved.

Reasons to Consider Final Expense Insurance

Choice

You get to choose how and where your remains are disposed of. You also decide how elaborate a funeral and how expensive a casket you want. If you prefer something simple and inexpensive, design a smaller policy. For something larger and fancier, you can spend slightly extra per month.

Peace of Mind

Your final expenses are your last decision. By purchasing this type of coverage, you get the peace of mind that comes from knowing everything is taken care of. You’ll know where you'll be laid to rest, what type of service there will be, and what type of casket or urn you’ll be placed in.

Financial Burden

Final expense insurance lets you shoulder the costs instead of letting them fall on your survivors. Your family and friends will already be saddened from your loss, even without the additional financial burden of the funeral, reception, and burial—which can cost thousands of dollars. Instead of leaving the responsibility to them, a small life insurance policy that costs only a few dollars per month—depending on your age—will take care of these aspects.

To discuss final expense coverage with a friendly, experienced insurance agent, contact Brent Layton - Farmers Insurance Group in Tremonton, UT. Brent has been serving clients in and around Box Elder County for more than 25 years. He and his team also specialize in life insurance and guaranteed funeral plans and will help you understand your options. To request a quote, call them at (435) 257-3829 or visit their website. Email him at brentlaytoninsurance@gmail.com with questions.