Clayton, Missouri
143 Carondelet Plaza
Saint Louis, MO 63105
(314) 726-2220

5 FAQ About Jewelry Appraisals April 22, 2019

Clayton, St. Louis County
5 FAQ About Jewelry Appraisals, Clayton, Missouri

Jewelry appraisals ensure you aren’t paying more than necessary to insure your precious pieces. If you’re uninsured, they also prevent you from incurring out-of-pocket expenses in the case of lost or damaged jewelry. Here are five helpful FAQ that provide valuable insight into the appraisal process.

Jewelry Appraisal FAQ

What is a jewelry appraisal?

Also known as a jewelry valuation, a jewelry appraisal is when a certified professional examines a piece of jewelry to determine its monetary value. After the appraisal process, the appraiser will provide you with a document describing various characteristics, including gemstone quality, rarity, manufacture quality, and the value for which it should be insured.

Who is qualified to give an appraisal?

Jewelry appraisals should be completed only by certified professionals who are graduate gemologists with backgrounds in valuation science. This individual should be licensed and titled by a reputable organization such as the National Association of Jewelry Appraisers. Consider the appraiser’s professional affiliations as well as their reputation within the industry.

What circumstances would require an appraisal?jewelry appraisals

There are several reasons to have a piece of jewelry appraised, including insurance purposes, taxes, or reselling. Regarding insurance, an appraisal can help protect you in the event your item is lost, stolen, or damaged. Get a new appraisal every two to three years — sooner if your item has been altered significantly. Concerning taxes, an appraisal is important for liability purposes, such as when a piece of jewelry is inherited as part of an estate. Have a piece appraised if you’re looking to resell it, as its value may depreciate over time.

Does a piece of jewelry need to be expensive to be appraised?

A piece of jewelry doesn’t need to expensive to be appraised, but you may need an appraisal to find its value. If you know the piece is inexpensive, it may not be worth it to pay for an appraisal. Expensive jewelry should always be appraised, so you know its true value.

Will an appraiser remove the gemstone from the jewelry to appraise it?

Typically, an appraiser will not remove gemstones. An exception to this rule is if there is a significant conflict between the seller’s representation of the quality and the appraiser’s judgment.


If you need an appraisal, trust Clayton Jewelers in St. Louis, MO. This locally owned and operated jeweler is dedicated to exceeding your needs with excellent customer support and affordable prices. Offering everything from jewelry appraisals to custom engagement rings, and beautiful bridal sets, they provide competitive prices and convenient financing options on select purchases. To have a piece appraised, call them today at (314) 726-2220 or visit them online for more information.

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