Filing a workers’ compensation claim after suffering an injury on the job enables you to receive valuable benefits that help you recover physically, emotionally, and financially. Knowing what to expect makes the experience much more manageable. If you’re about to begin the claims process, consider the following answers to questions commonly asked by injured workers.
Explaining Workers’ Compensation
1. What Does Workers’ Compensation Cover?
Under Pennsylvania’s Workers’ Compensation Act, you’re covered for medical care, treatment, and lost wages for work-related injuries and diseases if you get hurt on your job.
2. Will I Receive Benefits if I Was at Fault?
In most instances, there’s no need to prove who’s at fault for a work-related accident; you’ll still receive compensation. However, there are some exceptions, such as self-inflicted injuries, injuries sustained while under the influence of drugs or alcohol, and emotional injuries not caused by a physical workplace accident.
3. Can I See My Own Doctor?
You won’t always be allowed to see your own doctor. Some Pennsylvania employers have a specific list of medical providers, called a “panel list.” Employees must choose from this list for the first 90 days after a work-related injury. However, employers must provide a written notice about panel providers and obtain written acknowledgement from workers at the time they’re hired and again immediately after the injury. If an employer can’t produce both these signed notices, they are liable for medical treatment from any medical care provider—even if they’re not on the approved panel list.
4. How Much Will I Receive in Benefits?
Each case is different, and benefits are determined based upon your average weekly wage, as of the date of injury. As of 2019, the maximum compensation payable under Pennsylvania’s Workers' Compensation Act is $1,049.00 per week for injuries occurring on and after January 1, 2019.
Pursuing a workers’ compensation claim effectively is a lot easier when you have help. From their offices in Greensburg, PA, the experienced workers’ compensation attorneys at Stine & Associates assist injured individuals in Western and Central Pennsylvania in obtaining their benefits. These dedicated and compassionate lawyers care about their clients, so they make sure you get to know the attorney who’s handling your case. Learn more about their practice online now. Call (724) 837-0160 to schedule an appointment for a free consultation.