Storm damage is to blame for many roof repairs. The good news is that most homeowner’s insurance policies cover roof repairs caused by wind, hail, and other natural occurrences. However, there are still quite a few factors for homeowners to consider before filing an insurance claim. Below are three important pieces of advice that will help you make smart decisions while filing a claim for storm damage.

Tips for Filing an Insurance Claim for Roof Repairs

1. You Might Have a High Deductible

Check your homeowner’s insurance policy to determine what your deductible will be. Some plans have flexible terms that change over time and create high-end deductibles. In some cases, the deductible might not be clearly stated in your policy. In addition to the deductible, your policy will have coverage limits that could affect how much you pay out of pocket.

2. Your Policy Could Have Restrictions

Homeowner’s insurance policies vary. Most plans cover roof repairs for a primary residence but won’t pay for repairs on unattached buildings, such as a detached garage or storage building. Other policies have hail and windstorm exclusions, meaning they don’t pay for repairs caused by those events.

3. Your Roofing Contractor Can Help

When choosing a contractor, look for one experienced in roof repairs caused by storm damage. An experienced contractor regularly deals with insurance adjusters and will be on your side, helping you save money while making sure you receive the repairs you need. A qualified contractor should also be able to work on additional repairs not initially apparent, such as foundation and interior damage.

If you need an experienced contractor to help with roof repairs resulting from storm damage, look no further than Apollo General Contracting in Centerville, OH. Their team specializes in home remodeling services and roof repairs caused by storm damage. For more than 40 years, their team of skilled workers has helped homeowners navigate their homeowner’s insurance policies to repair their homes. Call (937) 321-6759 or visit their website to request an estimate today.