With summer right around the corner, many people are planning a much-needed vacation. But how can you be sure that you’ll have the funds once warm weather is here? With just a few lifestyle choices and help from your local bank, the vacation of your dreams can become reality. Here are a few tips to keep in mind.

Do:

Open a vacation savings account.

Opening a dedicated savings account at your bank is a must when gearing up for vacation. You can even automate withdrawals from your checking account so you don’t have to think about boosting the funds each month. Additionally, once the money is safely within your savings account, don’t touch it.

Look for ways to expand your income.

Before you contact your bank about opening a vacation account, look for ways you can expand your income. For instance, you may be able to work overtime at your job or even pick up a side job in the short-term. You can also consider having a yard sale or selling items online to boost your income.

Don’t:

Put off saving until the last minute.

Keep in mind that summer will be here before you know it, and the longer you put off saving, the worse your financial situation will be. Even if you can only put a little bit of money into your vacation savings account, don’t delay.

Go on a spending spree.

You want to look your best on your vacation, but splurging on clothing and accessories before your trip will deprive you of essential vacation funds. Instead, look for creative ways to expand your wardrobe, such as hitting up a thrift store or borrowing from a friend. Also, try to limit unnecessary spending, such as eating out, while saving for your trip.

Providing trusted service for more than a century, Citizens Bank can help make your financial dreams a reality. Located in Byhalia, MS, this bank is well-known among local clients for its great customer service, affordable rates, and convenience. They can help you open a checking or savings account, secure a line of credit, or even apply for a mortgage loan. They also offer mobile banking, which gives you greater control and convenience over your finances. Call (662) 838-2146 today to speak with a friendly and knowledgeable representative about opening an account, or visit them online to learn more.