If you get hurt on the job, you may be entitled to workers' compensation benefits. Since navigating the claims process can be challenging, turn to an attorney for guidance. It’s also wise to review local laws so you know what to expect during the proceedings. Here are the answers to some of the most frequently asked questions to help you get started. 

Top FAQ on Workers’ Comp

Are all workers entitled to benefits?

In the state of Connecticut, virtually everyone who is classified as an employee is entitled to workers’ comp through their employer’s insurance provider. This includes noncitizens and part-time workers. However, there are some exceptions. If you work in or around a private home for less than 26 hours per week, for example, your employer does not have to provide coverage. 

When can I file a workers’ comp claim?

You may apply for benefits if you get hurt while on the clock. Those who develop occupational diseases over time are also entitled to benefits. Unlike in personal injury suits, fault doesn’t usually affect eligibility; however, if you were grossly negligent or willfully reckless, the insurance adjuster has the right to deny the claim. 

How do I secure the benefits I deserve?

If you sustain injuries in a work accident, report them to your supervisor immediately. They’ll then tell you where to seek initial treatment. After receiving a diagnosis, you may choose the provider for all follow-up care. To commence the claim, you must then submit a completed Form 30C with your employer. You have one year from the date of injury to file this form, or three years if you’re suffering from an occupational disease. Your employer has 28 days upon receipt to start paying benefits or deny coverage. 

Do I need to hire an attorney to file a claim?

Although you can represent yourself during the claims process, it’s wise to turn to a lawyer for guidance. An attorney will protect your rights through every stage of the proceedings. If the claim is denied, or your employer doesn’t have coverage despite being obligated to provide it, a lawyer will determine how to respond and defend your best interests. 

If you want to file a claim for workers’ compensation, get in touch with Steven P. Ciardiello Esq, PC. Based in Hamden, CT, this seasoned lawyer has more than three decades of experience in the legal field and is also licensed to practice in New York. He’s established a reputation throughout New Haven County for advocating tirelessly on behalf of his clients. To get in touch with this workers’ compensation attorney, call (203) 248-8000 or learn more about his team on their website.