While your teen may be excited about getting a license, chances are you have other things on your mind. For instance, your auto insurance rates will go up once your child gets added to your policy, which is why it’s important to look for ways to keep insurance costs manageable.

3 Ways to Lower Auto Insurance Rates for Teens

1. Ask About a Good Student Discount

Many auto insurance agencies offer discounts for student drivers will good grades. While the criteria vary from company to company, in general kids making Bs or better throughout the school year will be privy to some kind of discount. This is a great way to motivate your child to keep up with studies, while also saving you quite a bit of money.

2. Choose a Car With the Latest Safety Features

If you’re buying a car for your child, be sure you have the right information before making a decision. Look for vehicles with the latest security features to protect your young driver while also keeping your insurance bill reasonable. Also, steer clear of sports cars and other vehicles associated with risk-taking behavior.

3. Sign Up for Drivers’ Ed Classes

Drivers’ ed is an essential resource for first-time drivers. Here your child will learn the importance of following traffic rules, how to drive defensively, and how dangerous distracted driving truly is. Upon completion, your child may also be privy to reduced auto insurance rates.

While Stringer Insurance Agency works to keep auto insurance rates low for all drivers, they also go above and beyond when working with parents of first-time drivers. Because this agency has relationships with so many respected carriers, they will be able to offer you reasonable rates no matter your insurance needs. Along with car insurance, they also offer health insurance, life insurance, and coverage for motorcycles, boats, and ATVs. If you’re a small business owner in Dahlonega, GA, they even provide commercial vehicle coverage and workers’ compensation. Schedule a consultation today by calling (706) 864-3515. You can also learn more about obtaining auto insurance by visiting the website.