If you get hurt on the job, you may be entitled to workers’ compensation benefits. Since accepting such benefits essentially releases your employer from liability, it’s important to understand exactly what doing so entails. Fortunately, a seasoned personal injury attorney can answer all your questions about the claims process. In the meantime, here are the answers to some more general questions on the subject. 

Common Workers’ Compensation Questions

What does it cover?

In the state of Connecticut, virtually all businesses that have employees are required to purchase workers’ compensation insurance. This coverage compensates injured employees for medical expenses and a portion of their lost wages if they get hurt on the job. Disability benefits and vocational rehabilitation services may also be available, depending on the circumstances. 

Who can file a claim?

If you sustain injuries while performing your normal job duties, you have the right to pursue workers’ comp benefits as long as you’re classified as an employee. Fault does not usually affect eligibility, so unless you were acting outside your employment or under the influence of drugs or alcohol at the time of the accident, you should be able to recover compensation. 

What should I do following a work accident?

If you get hurt at work, you must report the accident to your employer right away. It’s best to do it in writing so there is a record of it. It’s also important to seek medical care immediately. If your employer has a planned provider organization (PPO), you will have to choose a doctor from the list. Once you see their doctor you can then choose to see any physician for treatment. Be sure to note you may still need to pick your own doctor from the employer/insurance company’s provider list. 

How long do I have to file a claim?

Injured workers have one year from the date on which they were hurt to file a claim with the Workers’ Compensation Commission. If you are pursuing benefits for an occupational illness, however, you have three years from the date on which the condition first manifested noticeable symptoms to file a claim. 

If you want to apply for workers’ compensation benefits in Connecticut, turn to the Law Office of Thomas L. Brayton III. Located in Waterbury and Bethlehem, this firm has been representing clients throughout New Haven and Litchfield counties for nearly 30 years. A 2018 AV Rated lawyer by Martindale Hubbell and AVVO® Preeminent Attorney, Thomas L. Brayton III focuses on personal injury and wrongful death law. Call (203) 591-8689 to schedule a consultation or visit his website to read more about his workers’ compensation experience.