Treating a serious injury can be costly, especially if it requires ongoing treatment. Fortunately, a successful personal injury claim can help cover your medical bills. Here is what you should know about covering medical expenses following a preventable accident.
Claiming Medical Expenses
Simply speaking, you can claim any medical-related cost as long as it is a result of a personal injury. Such costs include hospital bills, surgery costs, prescription medication costs, or physical therapy bills. You can also claim future medical expenses that are connected to your original injury, such as surgery for an earlier neck injury.
Understanding Medical Liens
Since your health insurance provider will likely cover a significant portion of your medical bills, it’s reasonable to assume they will assert a lien on the final settlement or verdict. A lien is simply your provider’s claim to a portion of the proceeds, a sum they’re entitled to for covering various expenses. With the right negotiation tactics, it may be possible to have the lien reduced or waived altogether. If you cannot get the lien waived, it must be honored before you can receive any funds from the payout.
Recovering Other Related Costs
Giving a significant portion of your personal injury payout to your health insurance provider certainly isn’t ideal. However, since there are several medical expenses that your insurer probably doesn’t cover, you should still be able to recover a sizable settlement. For example, health insurance may not cover ongoing care like physical therapy or various prescriptions. Additionally, your insurer cannot stake a claim on compensation for any anticipated surgeries. They may only pursue funds for expenses they have already covered.
If you were hurt because of someone else’s negligence, a personal injury attorney from Kennedy, Kennedy, Robbins & Yarbo, LC can help you pursue compensation for medical expenses and other resulting damages. Located in Poplar Bluff, MO, the lawyers at this firm have more than 70 years of combined experience in the field. Whether you were the victim of medical malpractice or a drunk driving accident, you can rely on them to handle your case with the utmost professionalism. To learn more about their personal injury services, visit their website or call (573) 686-2459.