No one expects the house that they have created so many memories in to go up in smoke. And while a home insurance policy can provide the necessary funds for repairs and replacements after a fire, it can’t put everything back to exactly the way it was. Therefore, now more than ever, owners need to take proactive measures to prevent fires from occurring in the first place. The guide below explains what to look out for.  

How Do Fires Start at Home?

1. Cooking

Of all the home fires that occurred from 2012 to 2016, cooking equipment was responsible for 48%. It was also the second leading cause of death. Therefore, never leave a stove unattended while cooking and make sure all flammable materials are a safe distance away from any open flames. If a food item does catch on fire, cover it with a pan lid or try applying baking soda or salt to it, not water. Consider investing in a fire extinguisher as a more effective way of dousing grease fires.

2. Electrical Issues

While only responsible for 10% of home fires during the above period, electrical issues were cited in 19% of fire deaths. Never attempt to work on your home’s electrical system yourself. Not only do you run the risk of electrocution, but faulty repairs will also increase your fire risk. Use electrical appliances responsibly, and never overload outlets or power strips.

3. Smoking

Smoking in the home was a factor in 23% of the home fire deaths occurring from 2012 to 2016. If you or a family member smokes, dispose of cigarettes correctly. For instance, always extinguish butts in an ashtray and never discard them into a trash can. Also, be wary about smoking in bed, as embers can smolder in mattresses for some time before breaking out into a fire. Home insurance providers suggest outfitting your house with smoke alarms on every floor, especially outside of bedrooms.

The home insurance team at Accredited Insurance Group is as invested in your safety as you are. That’s why they offer the above tips, as well as help clients in Omaha, NE, secure essential insurance coverage to safeguard their home and belongings. Services include auto insurance, umbrella policies, liability coverage, and even policies designed to protect recreational vehicles. If you’d like to speak with an agent about setting up home insurance, feel free to call (402) 334-1780 today. You can also get started on your quote by visiting the website.